Privacy Policy

Nigel Shamash ("Company," "we," "us," or "our") is committed to protecting the privacy of our clients and website visitors. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website nigelshamash.com (the "Site") or engage with our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out a contact form or funding application on our Site
• Send us an email or other correspondence
• Subscribe to marketing communications
• Request information about our services

The types of personal information we may collect include:

• Identifiers: Full name, email address, phone number, mailing address
• Business Information: Company name, industry, revenue, years in operation
• Financial Information: Information related to funding applications and business finances
• Communications Data: Records of correspondence between you and our team
• Consent Records: Records of your consent preferences, including text messaging opt-in

Automatically Collected Information

When you access our Site, we may automatically collect certain information, including:

• IP address and geographic location
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website or source
• Device identifiers

2. How We Use Your Information

We use the information we collect for the following purposes:

• To process and respond to your inquiries and funding applications
• To provide, maintain, and improve our services
• To communicate with you regarding our services, including via email and text message (with your consent)
• To send promotional and marketing communications (with your consent)
• To comply with applicable laws, regulations, and legal processes
• To detect, investigate, and prevent fraudulent or unauthorized activity
• To analyze usage patterns and improve our Site

3. Text Messaging and SMS Communications

If you opt in to receive text messages from Nigel Shamash, the following terms apply:

• You consent to receive recurring promotional and marketing text messages from Nigel Shamash at the phone number you provided
• Messages may be sent using an automated telephone dialing system (ATDS) or similar technology
• Message frequency may vary, up to 4 messages per month
• Message and data rates may apply depending on your carrier and plan
• You may opt out at any time by replying STOP to any message
• For help, reply HELP to any message or email us at nigel@nigelshamash.com
• Consent to receive text messages is NOT a condition of purchase or service

We will honor opt-out requests promptly and will not send further messages after receiving a STOP request, except to confirm that you have been unsubscribed.

4. Sharing and Disclosure of Information

We may share your information in the following circumstances:

• Service Providers: We may share information with third-party vendors, consultants, and service providers who perform services on our behalf, such as payment processing, data analytics, email delivery, hosting, customer service, and marketing
• Business Partners: We may share information with business partners to offer you certain products, services, or promotions
• Legal Compliance: We may disclose information if required by law, regulation, legal process, or governmental request
• Business Transfers: In connection with any merger, sale, acquisition, or transfer of business assets, your information may be transferred
• Protection of Rights: We may share information when we believe disclosure is necessary to protect our rights, property, or safety, or that of our users or the public

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Security

We implement commercially reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. These measures include:

• Encryption of data in transit and at rest
• Access controls and authentication requirements
• Regular security assessments and monitoring
• Employee training on data protection practices

However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

We may use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing activity on our Site. You can control cookies through your browser settings and other tools. However, disabling cookies may affect the functionality of certain features of the Site.

7. Third-Party Links

Our Site may contain links to third-party websites or services that are not operated or controlled by us. This Privacy Policy does not apply to third-party websites. We recommend reviewing the privacy policies of any third-party websites you visit.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information as soon as possible.

9. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• Access: The right to request access to the personal information we hold about you
• Correction: The right to request correction of inaccurate personal information
• Deletion: The right to request deletion of your personal information, subject to certain exceptions
• Opt-Out: The right to opt out of promotional communications, including text messages (reply STOP) and emails (click unsubscribe)
• Portability: The right to request a copy of your personal information in a commonly used format

To exercise any of these rights, please contact us at nigel@nigelshamash.com.

10. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These include the right to know what personal information we collect and how it is used, the right to delete your personal information, the right to opt out of the sale of your personal information, and the right to non-discrimination for exercising your privacy rights.

11. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with our legal obligations, to resolve disputes, and to enforce our agreements. When personal information is no longer needed, we will securely delete or anonymize it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Nigel Shamash
129 W 27 St
New York, NY 10001
Email: nigel@nigelshamash.com